We provide individuals a secure place to save, the chance to borrow/withdraw in small amounts and on adaptable terms, and affordable basic insurance services. The groups generally operate in 9 to 12 month cycles.

Towards the end of each cycle, the savings and premium earnings are shared out amongst the members thus providing useful lump sums to members.

Five main reasons to consider Tontine

Lowest transaction cost

The Best one stop platform for all your digital needs

The Most Transparent, safe and incredibly convenient

The Best advanced data analytics and AI enabled

Powered by US Technocrats with African roots


Reduction in the cost of operations

Improved data accuracy & flexibility

Transparent, safe and incredibly convenient

We Are A United Labs Company

United Labs is a venture studio with:

  • 30 employees and venture partners
  • 7 countries of operations
  • 3 international offices including a headquarter in New York
  • 1 proprietary venture-building model
  • Plus more…

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Get In Touch

United Labs

35 Journal Square Plaza, Suite 203,
Jersey City, NJ - 07306

+1 ‪(240) 755-8270‬